Wednesday, April 22, 2020

How To Request For A Loan On QuickTeller

Easy Steps To Request For A Loan On Quickteller. 

You could apply for a quick loan on the Quickteller platform when your finance situation gets so critical or when you are in damn need. This kind of loan is called a short-term loan because you'll get to repay within a short period of time depending on the amount you requested for.

On Quickteller platform, you can apply for a hassle free and instant loan with no form of collateral or guarantor as long as your transaction history qualifies you to. The amount you can loan from Quickteller ranges from N1000-N50,000 and could solve some basic and urgent need.

How To Request for a loan on Quickteller. 

How To Request For A Loan On QuickTeller

You can request for a loan easily on Quickteller by dialing the Quickteller USSD code *322*6# using your mobile phone. 

Other ways to apply for a loan from Quickteller includes through ATMs, Quickteller apps/website and,  other mobile banking applications. 

You can visit Quickteller's loan website on https://www.quickteller.com/loan-request and if you meet up with the loan requirements your loan request gets approved, you will get an alert through your included phone number. 

Requirements for Quickteller Loans.

Receiving a loan from Quickteller requires no form of paperwork nor collateral. All that is needed is your internet-enabled and non-internet enabled mobile phones, tablets, and laptops. This loan offer is only for those who need a small amount of money to solve an urgent need and are prepared to pay back in 2 weeks (14 days). 

How To Repay Quickteller Loans.

As I included in the first paragraph of the article, Quickteller's instant loan is a short-term loan and will request for pay back on due dates. 

So, you can pay back through varieties of channels such as – using their cards, at ATMs, online at quickteller.com, through USSD code or through bank branches.

Other things you should Know about Quickteller loans. 

  • You can get a loan on this platform through the participating banks/partners mobile apps, USSD or ATMS 
  • You can get between N1000 and N50, 000 although it depends on how much cashless transactions you do. 
  • To qualify for a loan all you have to do is open a bank account and do more electronic transactions. 
  • The interest rate for the loan depends on the lender’s risk evaluation. It is usually between three percent and 15 percent and from 10 days to 180 days. 
  • If you don’t pay back the loan you will be blacklisted and reported to several entities and won’t be able to get a loan in the future.
Finally,  beware of fraud as Quickteller will not request for your BVN details as they work directly with your banks and other platforms to dispense loans,  Such banks includes: FirstBank, UBA Bank, Heritage Bank, Unity Bank, Fidelity Bank, Ecobank etc. The lending partners are Adroyte, Instantcash, Lendaba, Xtracash, Kwikcash (migo), Paylater and Ferratum.

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